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Pet Cost Calculator
Know the real cost before you commit.
⚠️ Estimates based on average prices. Actual costs vary widely by location, breed, and individual pet health.
How to use
- Pick dog or cat and size for sensible defaults.
- Adjust each cost line to your local prices.
- See annual, monthly, and lifetime estimates.
About this tool
Pets are a 10–15 year financial commitment. This calculator makes the numbers concrete before you adopt.
Everything runs locally — no data collected.
FAQ
What’s the biggest surprise cost?
Vet emergencies. One surgery can exceed a year of routine costs — insurance or an emergency fund matters.
Are cats really cheaper?
Usually yes — less food, no grooming bills, lower insurance. But vet costs can surprise either way.
Should I include adoption fees?
Add them to "Other" for year one. Adoption ($50–$500) is small next to lifetime costs.
